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Here are some interesting facts:
¨ Funeral Prices are increasing every year. ¨ There are numerous companies out there offering their over 50 plans or similar plans. ¨ Many people are unaware how these plans work. ¨ The majority of people don’t know that there are other options.
Let me go into these a little bit and give you some insight.
Funeral prices increase like everything else as each year passes. Cost of services, fees etc rise.
Over 50 Plans and similar plans although not a bad thing they do have a few downsides. Let’s look at these.
¨ These plans pay out a lump sum to your estate. ¨ The payment to your estate may be liable to taxing. ¨ Your executors are not compelled to use this payment for your funeral. ¨ The payment is paid out after your funeral. ¨ In many cases the payment doesn’t cover the cost of the funeral.
So what other options are there?
Let me introduce you to the guaranteed Funeral Plan.
How it works! You choose the plan that best suits your needs. You choose what kind of service you want, where you want to be buried or cremated and any wishes like donations to charity instead of flowers.
I know none of us think of our funeral but unfortunately it will come to us all eventually. The benefits of a funeral plan are numerous. Apart from the above benefit the other benefits are:
¨ Once paid for the trust company will pay any shortfalls in the future. This means once paid for the price may increase over the years but you have no more to pay. ¨ You have the choice of 3 different plans ¨ Each plan can be paid for in different ways. Lump Sum, Instalments. ¨ Once in force they are guaranteed and will be carried out according to your wishes. ¨ Relieves the Burden on your family. ¨ Funeral is paid for no more waiting for insurances to be paid out. ¨ You may have more money now as a lot of people put too much money away.
The Funeral Plan is the best way to complement your Will. Family members grieve when losing a loved one. The Funeral Plan takes the burden away from them having to plan a funeral. Family members will be touched that you have taken the steps now.
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